Stoneii Terms of Service & User Agreement

IMPORTANT LEGAL NOTICE

THESE TERMS OF SERVICE CONTAIN A BINDING ARBITRATION PROVISION AND A WAIVER OF CLASS ACTION RIGHTS. PLEASE READ THEM CAREFULLY.

PREAMBLE

These Terms constitute a legally binding agreement between you ("User") and Stoneii Inc, a Delaware corporation, governing your access to and use of the Stoneii website, mobile application, and on-chain investment platform (collectively, the "Platform").

STONEII OPERATES STRICTLY UNDER REGULATION S OF THE U.S. SECURITIES ACT OF 1933. THE PLATFORM IS NOT AVAILABLE TO U.S. PERSONS.

1. GENERAL TERMS OF USE

1.1 Acceptance of Terms
By accessing the Platform or clicking "I Agree", you agree to be bound by these Terms and our Privacy Policy.

1.2 Modification of Terms
Stoneii may modify these Terms at any time. Continued use constitutes acceptance.

1.3 User Content & Conduct
You are solely responsible for content you submit. You agree not to use the Platform for unlawful purposes. Stoneii may suspend accounts for suspicious activity.

1.4 Intellectual Property
All content, code, smart contracts, and trademarks are the exclusive property of Stoneii.

1.5 Disclaimers
The Platform is provided "AS IS." Stoneii disclaims all warranties, including implied warranties of merchantability and fitness for a particular purpose.

1.6 Limitation of Liability
Stoneii shall not be liable for indirect or consequential damages, including loss of digital assets from smart contract bugs or blockchain failures.

2. PRODUCT-SPECIFIC TERMS (RWA & TOKENIZATION)

2.1 Strict Eligibility (Non-U.S. Persons Only)
The Platform is available ONLY to persons who are not "U.S. Persons" as defined under Regulation S. A "U.S. Person" includes: (i) any natural person resident in the United States; (ii) any entity organized under U.S. law; (iii) any estate or trust controlled by a U.S. Person. By using the Platform, you represent and warrant that you are not a U.S. Person and are not acting on behalf of one.

2.2 KYC / AML Compliance
Access to investment features requires completion of KYC/AML verification. Stoneii may reject users at its discretion.

2.3 Series LLC Structure
Investments are structured through a Delaware Series LLC. Liabilities of one series are segregated from others.

2.4 Nature of Tokens
Tokens represent contractual economic rights only and do not confer ownership or governance rights. Stoneii is not a bank.

2.5 Transfer Restrictions
Tokens may not be transferred to U.S. Persons and may only be transferred through approved smart contracts.

2.6 Fees & Taxes
You are solely responsible for applicable taxes. Stoneii does not provide tax advice.

2.7 Redemption & Liquidity
Token redemption is subject to liquidity events. Stoneii does not guarantee liquidity or redemption timing.

3. RISK FACTORS & DISCLOSURES

Investment in tokenized real-world assets involves substantial risk, including the potential loss of your entire investment.

3.1 Regulatory Risk
Laws may change, potentially rendering the Platform or Tokens non-compliant in certain jurisdictions.

3.2 Smart Contract & Blockchain Risk
Risks include coding errors, exploits, gas fees, and irreversible loss of private keys. Stoneii cannot recover lost funds.

3.3 Underlying Asset Risk
Underlying assets may be illiquid, subject to counterparty risk, or custodial failure.

3.4 Indemnification
You agree to indemnify Stoneii and its affiliates from claims arising from your breach of these Terms.

4. MISCELLANEOUS

4.1 Governing Law & Arbitration
These Terms are governed by the laws of the State of Delaware. Any dispute shall be resolved through binding arbitration.

4.2 Entire Agreement
These Terms constitute the entire agreement between you and Stoneii.

4.3 Assignment
Stoneii may assign its rights and obligations without your consent.